Smart Financing. No Stress.
No Surprises.
Swimming pools are all about fun — and financing shouldn’t get in the way. Current offers from banks, credit unions, mortgage companies, and online brokers have already been researched for you, so you can easily identify the options with the best terms available and stay focused on planning your new swimming pool.
Financing Strategies
When investing in a swimming pool, one of the first steps is estimating the cost and deciding how to pay for it. Start by speaking with a professional who is focused on helping you find the best terms available for your California Pool with payments that comfortably fit your budget.
CLICK HERE to discover all the financing options available to you from this time-proven and trusted advisor. You won’t be disappointed.
Why should I consider financing?
Even when the funds are available, financing can help you preserve your cash reserves,
leaving you free to put your money to work where it will do the most good for
you
- contribute to retirement accounts, invest, retire high-interest-rate debt,
etc.
If your strategy changes later, simply pay off all or part of the
loan. There
are no prepayment penalties.
Can I get financing right after purchasing or refinancing my home?
Yes. You don’t need to wait. In fact, your financing can be pre-approved
before
you move into a new home or complete a refinance. You can begin the funding process
the very next day.
Do I have to make a down payment when financing?
No, a down payment is not required. You can finance everything, though combining
cash and financing will lower your monthly payments.
Do I need perfect credit to qualify?
No, nobody’s perfect. Even if you’ve had credit issues in the past, financing may
still be available.
Will I have to give up the low interest rate on my first mortgage?
No, swimming pool financing is completely separate, so your first mortgage stays
exactly the same.
Aren’t swimming pool financing rates higher?
No, you’ll be pleasantly surprised to discover that’s not true. Lenders recognize
that investing in a swimming pool reflects your long-term commitment to your
home,
your family and your future.
How complicated and time-consuming will financing be?
No, not anymore. Online applications, digital property valuations, and automated
verifications have all stripped away the days of being asked for “one more thing”.
We know our financing resources and we know they are fast, efficient, and will
treat
you well.
Is financing only for new swimming pool construction?
No. Remodeling projects have access to the same financing as new construction.
Can financing cover more than just the swimming pool?
Yes. You can finance everything you’ve contracted California Pools to build, including
landscaping, hardscaping, shade structures, and outdoor kitchens. The Home Equity
Loans allow you to draw additional cash for any other purposes you may have.
Should I save up to pay cash?
It may sound smart, but when you do the math, inflation wins in a race that can’t
be won. Just like buying a home – buy at today’s price and repay the loan with
tomorrow’s
(deflated) dollars. Best of all - , you get to start swimming right away!
Can’t I just go to my own bank or credit union?
You could, but you’ll find our financing resources offer more flexible terms, faster
approvals, and better terms. They’re often willing to do what traditional lenders can’t.
How do I find the financing available to me and hear what the terms will be?
Click below to explore your financing options. This quick exchange of information
will quickly provide you with a clear indication of how much you qualify for,
your
terms, and your payment. CLICK HERE.
Give us your zip code and we’ll connect you with your local California Pools design
center to
get started.
Connect with California Pools Upland/High Desert to
get started.