Flexible Pool Financing Made Simple.

The financial calculator provided by California Pools is for informational and illustrative purposes only and does not constitute an offer or guarantee of loan approval, rates, or terms. Results generated by the calculator are estimates and not a substitute for professional financial advice. Actual loan rates, terms, and approvals are determined solely by submitting a formal loan application through a certified lender and obtaining credit approval. Your APR, monthly payments, and loan eligibility may vary based on factors such as loan purpose, amount, term, credit profile, and lender criteria. California Pools is not a financial lender and does not provide loans. All loan-related decisions are subject to the terms, conditions, and approval processes of the certified lender. Rates and terms are subject to change without notice. We recommend consulting with a certified lender or financial advisor for personalized loan information.

Getting The Backyard of Your Dreams Is Easier Than You May Think

Ready to transform your outdoor space into the backyard of your dreams?

California Pools is here to help with everything you need to know about financing your swimming pool and backyard project.

Will my loan be tax deductible?

The type of loan you secure will determine whether it can be tax deductible or not. For instance, a personal home improvement loan is not tax-deductible, but if you refinance or choose a home equity loan, you may be able to deduct it from your taxes. Again, talk with your pool financing representative and/or your CPA to find out if you can take advantage of any tax breaks.
What will my interest rate be?

Your interest rate will depend on the financial institution, market rates, the loan amount and type, the length of the loan, and your credit and other personal information. The financial institution will charge a higher rate for higher-risk customers and a lower rate for lower-risk customers. Some rates, such as with a home line of credit, will vary throughout the loan term. Your pool dealer or financial institution will be able to explain how they determine their rates.
Does my credit score really matter?

Absolutely. Your credit score tells the financial institution how risky you are - will you pay the loan back within the allotted time? Do you have the funds to do so? The higher your credit score, the lower your interest rate and higher your loan maximum. The credit score needed for your loan depends on the loan type.